Review methodology

What we evaluate

We assess each provider and product against the same criteria, using the provider's own published materials and the relevant regulator guidance for the country it serves.

• Available loan or financing amounts, where published
• APR or interest rate and total borrowing cost disclosure
• Fees, including origination, late, prepayment and administration fees
• Repayment term options
• Transparency of eligibility criteria
• Geographic availability — the country and, where relevant, state or province
• Clarity of provider disclosures, including whether it is a lender or a referral service
• Availability of customer support and complaint information

What we do not claim

Unless a page explicitly says so, we have not completed applications or tested products first-hand. We do not publish star ratings, scores or reviews we cannot substantiate, and we do not describe any provider as the "best" without a stated, verifiable basis.

We do not show rates, amounts or terms until they have been checked against the provider's own documents. Unverified fields are hidden rather than estimated.

Compensation and placement

MoneyLoanHub may be paid when visitors click certain links or complete an action with a provider. Compensation may influence which providers appear and where. It does not change the criteria above, and we do not rank providers solely by what they pay.

Country separation

U.S. and Canadian products are evaluated and displayed separately. A provider appears only on pages for the country it serves, alongside that country's regulatory references.

Updates and corrections

We re-check provider information when we learn terms have changed and record the date terms were last verified. If you find an error, contact us and we will review it.